Is there equity in your Citroen?

Are you aware that you may have equity in your vehicle?

Trade-in or trade-up and unlock the value in your Citroen today

Having equity in your vehicle is valuable when you come to trade it in or sell it. With equity in your vehicle, you can use its value to cover all or part of a deposit towards your next Citroen, or you can simply pocket the money.


With strong demand on Used Vehicles at present, due to new vehicle supply shortages, your current Citroen could be in a great position of equity.

Ask us for details

Is there equity in your car?

What is Equity?

Equity is the value of your vehicle, minus what you owe on the loan to your finance company. If your vehicle is worth more than you owe then you have equity. On the other hand, if you owe more on your loan than the vehicle is worth, you then have negative equity. If you own a vehicle outright, its entire value is equity. It's important to know that vehicle values are constantly changing, which means how much equity you have depends on when your vehicle was evaluated.

Some other useful terms to know

Depreciation – Your vehicle is a depreciating asset, which means it will lose value over time. All vehicles depreciate differently and some makes and models are known for holding their value better than others.

Estimated Value – We'll happily give you a free valuation of your current Ford which will give you a better indication of what position your in.

Actual Cash Value (ACV) – The ACV of a vehicle will depend on what a dealership is prepared to give you in cash or trade. There are a number of factors that can affect this price such as stock levels, desirability, condition etc. 

Book Value – Dealers typically use auction values as well as guides that list estimated values for different years, makes and models.

Equity – When your vehicle is worth more than you owe on it.

Negative Equity – When you owe your lender more than the vehicle's value.

What to do next?

Would you like to know the current value of your vehicle and how much equity is in it?

If yes, then now is a good time to contact us.

Contact us today

and we'll happily take you through the next steps to potentially cashing in on the equity in your vehicle.

View our current New Car Offers

View our current Used Car Stock

View our current New Van Offers

View our current Used Van Stock