Ford Dealer | Ipswich, Suffolk

07.05.2025

Ford Car Finance: Choosing the best option to finance your new car

Ford has a range of finance plans that have been designed to simplify the process of getting a new Ford on the road. You can find and finance your new or approved-used Ford all in one place.

Please watch this video for a brief explanation of the differences between Ford Options (Personal Contract Purchase - PCP) & Ford Personal Contract Hire (PCH).

Other Ford Car purchase options include:

• Ford Options Cash Plan
• Ford Acquire

Some of the choices listed give you the option to own the vehicle at the end, with some subject to an optional final payment and others require you to hand the vehicle back at the end of your agreement with Ford Credit.

What does each personal car finance option mean?

Ford Options
A type of hire purchase (sometimes called Personal Contract Purchase) with an Optional Final Payment and three end of contract options:
• Renew • Return • Retain

Ford Personal Contract Hire
No vehicle ownership - you hand the vehicle back at the end of the agreement.

Ford Acquire
Pay a deposit followed by monthly payments - you own the car at the end of the agreement.

Ford Options CashPlan
Just an advance payment and an Optional Final Payment - no monthly payments to make.
You'll have the choice of three end of contract options:
• Renew • Return • Retain

We'd love the opportunity to be able to help you reach a decision and tailor a finance quote to suit your individual needs and requirements.
Please get in touch to discuss your next steps with us:

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Company Info

Reg Office: Whapload Road, Lowestoft Suffolk NR32 1NN

Reg. Company Number: 01491537

John Grose Group Limited is a credit broker but not a lender and is directly authorised and regulated by the Financial Conduct Authority for Consumer Credit activities under the Firm Reference Number 311058. We will receive a commission from the lenders we work with for introducing you to them, either a fixed fee or a fixed percentage of the amount you borrow. Different lenders may pay different commissions for such introductions and may also provide preferential rates to us for the funding of our vehicle stock and provide financial support for our training and marketing. However, any such amounts they or other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. You have the right to request the commission amount, to do this contact disclosure@johngrose.co.uk. John Grose Group Limited is an Appointed Representative of AutoProtect (MBI) Limited which is authorised and regulated by the Financial Conduct Authority for Insurance Distribution. Their Firm Reference Number is 312143. Our FCA Permitted business is arranging general insurance and finance contracts. You can check this on the FCA Register by visiting the www.fca.org.uk Company registered VAT Number 336173855

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